TellerScore

Headquartered in Marion, Virginia, The Bank of Marion is a state-chartered bank (fed member) with $634.1M in total assets and $535.9M in deposits as of Q2 2026. It operates 17 offices across 2 states. Its charter dates back to 1874.

The Bank of Marion has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in Virginia, it ranks 32nd. Problem-loan coverage contributes the most (83/100, 8.3%); loan quality contributes the least (63/100, 1.12%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Tier 1 leverage ratio: 11.37%
Loan quality63/100
Noncurrent loans ÷ total loans: 1.12%
Earnings77/100
Return on assets (annualized): 1.43%
Funding & liquidity79/100
Loans ÷ deposits and uninsured-deposit share: 81.3% · 13.7% uninsured
Problem-loan coverage83/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 8.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (66 → 71), mostly because the loan quality component improved by 8 points.

TellerScore
636872Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202468
Q4 202470
Q1 202572
Q2 202566
Q3 202567
Q4 202563
Q1 202667
Q2 202671
Tier 1 leverage ratio
5.00%8.20%11.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.53%
Q3 202410.69%
Q4 202410.70%
Q1 202510.98%
Q2 202510.98%
Q3 202511.24%
Q4 202511.25%
Q1 202611.40%
Q2 202611.37%
Noncurrent loans
0.78%1.28%1.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.87%
Q3 20240.84%
Q4 20240.78%
Q1 20250.79%
Q2 20251.35%
Q3 20251.31%
Q4 20251.77%
Q1 20261.47%
Q2 20261.12%
Return on assets
0.92%1.18%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.92%
Q3 20241.00%
Q4 20241.09%
Q1 20251.26%
Q2 20251.25%
Q3 20251.25%
Q4 20251.27%
Q1 20261.31%
Q2 20261.43%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$634.1M11.37%1.12%1.43%81.3%
Q1 202667$614.1M11.40%1.47%1.31%76.4%
Q4 202563$613.9M11.25%1.77%1.27%75.6%
Q3 202567$595.6M11.24%1.31%1.25%76.7%
Q2 202566$592.0M10.98%1.35%1.25%75.0%
Q1 202572$593.1M10.98%0.79%1.26%72.5%
Q4 202470$580.9M10.70%0.78%1.09%73.7%
Q3 202468$579.9M10.69%0.84%1.00%76.0%
Q2 202467$575.0M10.53%0.87%0.92%76.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.37%
56th
Total risk-based capital19.22%
84th
Problem loans1.12%
25th
Net charge-offs0.14%
16th
Return on assets1.43%
62nd
Net interest margin4.31%
71st
Efficiency ratio63.1%
47th
Loans to deposits81.3%
47th
Uninsured deposits13.7%
85th
Loan-loss reserves0.93%
19th
Texas ratio8.3%
22nd

Similar-size banks in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of Southside VirginiaBank Carson, VA97 out of 100, Very strong$670.3M23.4%0.08%vs
Citizens Bank and Trust CompanyBank Blackstone, VA97 out of 100, Very strong$577.6M15.4%0.23%vs
TruPoint BankBank Grundy, VA77 out of 100, Strong$690.8M10.6%0.02%vs
Select BankBank Forest, VA59 out of 100, Moderate$524.4M9.5%1.06%vs
Powell Valley National BankBank Jonesville, VA78 out of 100, Strong$516.5M10.7%0.21%vs
First Sentinel BankBank Richlands, VA67 out of 100, Moderate$398.0M10.0%0.11%vs

Deposit insurance

Is my money safe at The Bank of Marion?

Yes. The Bank of Marion is an FDIC-insured institution (FDIC certificate #9507). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 13.7% of deposits ($73.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.22% (benchmark: 10%).

Check how much of your own balance is covered

17 locations

Branches

The Bank of Marion lists 17 offices in 14 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Bank of Marion reported 392 home-loan applications under HMDA (LEI 254900V7NEE9M236MZ98): 331 originated ($58,135,000 total), 46 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The Bank of Marion
Type
State-chartered bank (Fed member)
FDIC certificate #
9507
RSSD ID
858528
Primary regulator
FED
Holding company
Southwest VA Bankshares Inc
Established
April 13, 1874
Headquarters
102 W Main St, Marion, VA 24354
Employees
113

Quick answers

The Bank of Marion: common questions

Is The Bank of Marion FDIC insured?

Yes. The Bank of Marion is an FDIC-insured institution (FDIC certificate #9507). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Bank of Marion's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Bank of Marion ever failed?

There is no failure record for FDIC certificate #9507 in the FDIC failed bank list.

How many branches does The Bank of Marion have?

17 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Marion

InstitutionScoreAssetsCapitalProblem loansCompare
TruPoint BankBank Grundy, VA77 out of 100, Strong$690.8M10.6%0.02%vs
New Peoples Bank, Inc.Bank Honaker, VA76 out of 100, Strong$942.5M11.2%0.45%vs
Carter Bank & TrustBank Martinsville, VA76 out of 100, Strong$4.8B11.7%1.01%vs
First Community BankBank Bluefield, VA75 out of 100, Strong$3.6B10.2%0.70%vs
The National Bank of BlacksburgBank Blacksburg, VA70 out of 100, Strong$1.8B10.5%0.06%vs
Legacy BankBank Grundy, VA68 out of 100, Moderate$360.2M20.6%1.78%vs