Side-by-side · Q2 2026 data
The Bank of Milan vs Tennessee River Federal Credit Union
Credit union
Tennessee River Federal Credit Union
Counce, Tennessee · Under $100 million in assets
Metric by metric
| Measure | The Bank of Milan | Tennessee River Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 67 | 92 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 91 (stronger) | 67 |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 50th | 87th |
| Total assets | $101.1M | $16.3M |
| Deposits / shares | $88.9M | $10.8M |
| Capital ratio | 9.52% | 33.21% (stronger) |
| Problem loans | 0.99% | 0.25% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.99% (stronger) | 1.50% |
| Loans ÷ deposits | 69.0% (stronger) | 93.7% |
| Uninsured deposits | 7.4% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tennessee River Federal Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Milan leads on 3 and Tennessee River Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.