The Bank of Milan is a state-chartered bank headquartered in Milan, Tennessee, in business for about 33 years. At the end of Q2 2026 it reported $101.1M in total assets and $88.9M in deposits, with 2 offices.
Based on its Q2 2026 filing, The Bank of Milan scores 72/100, which we describe as strong. That is higher than 50% of 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 48th. Its strongest component is earnings (100/100; 1.99%), and its lowest is capital cushion (45/100; 9.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 71 |
| Q4 2024 | 70 |
| Q1 2025 | 71 |
| Q2 2025 | 72 |
| Q3 2025 | 72 |
| Q4 2025 | 77 |
| Q1 2026 | 81 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.43% |
| Q3 2024 | 8.50% |
| Q4 2024 | 7.76% |
| Q1 2025 | 7.86% |
| Q2 2025 | 7.90% |
| Q3 2025 | 7.90% |
| Q4 2025 | 7.89% |
| Q1 2026 | 8.83% |
| Q2 2026 | 9.52% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.99% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.89% |
| Q4 2024 | 0.98% |
| Q1 2025 | 1.07% |
| Q2 2025 | 1.12% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.81% |
| Q1 2026 | 2.82% |
| Q2 2026 | 1.99% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $101.1M | 9.52% | 0.99% | 1.99% | 69.0% |
| Q1 2026 | 81 | $104.5M | 8.83% | 0.00% | 2.82% | 62.6% |
| Q4 2025 | 77 | $111.7M | 7.89% | 0.00% | 1.81% | 55.5% |
| Q3 2025 | 72 | $116.7M | 7.90% | 0.00% | 1.14% | 55.0% |
| Q2 2025 | 72 | $112.5M | 7.90% | 0.00% | 1.12% | 55.3% |
| Q1 2025 | 71 | $112.1M | 7.86% | 0.00% | 1.07% | 55.5% |
| Q4 2024 | 70 | $108.0M | 7.76% | 0.00% | 0.98% | 57.1% |
| Q3 2024 | 71 | $100.1M | 8.50% | 0.00% | 0.89% | 62.6% |
| Q2 2024 | 71 | $99.4M | 8.43% | 0.00% | 0.85% | 61.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Peoples BankBank Sardis, TN | 62 out of 100, Moderate | $113.1M | 10.6% | 1.21% | vs |
| Home Banking CompanyBank Selmer, TN | 57 out of 100, Moderate | $124.0M | 10.1% | 1.49% | vs |
| Bank of HallsBank Halls, TN | 64 out of 100, Moderate | $134.6M | 8.0% | 0.15% | vs |
| Bank of GleasonBank Gleason, TN | 90 out of 100, Very strong | $138.5M | 20.9% | 0.14% | vs |
| Greenfield Banking CompanyBank Greenfield, TN | 59 out of 100, Moderate | $151.2M | 8.5% | 1.03% | vs |
| Central BankBank Savannah, TN | 78 out of 100, Strong | $160.2M | 12.0% | 0.00% | vs |
Deposit insurance
Is my money safe at The Bank of Milan?
Yes. The Bank of Milan is an FDIC-insured institution (FDIC certificate #33851). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 7.4% of deposits ($6.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.52%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
The Bank of Milan lists 2 offices in 2 cities. Most locations:
- Medina, TN (1)
- Milan, TN (1)
Identity & history
Profile
- Legal name
- The Bank of Milan
- Type
- State-chartered bank
- FDIC certificate #
- 33851
- RSSD ID
- 2123930
- Primary regulator
- FDIC
- Holding company
- Hometown Bcorp Inc
- Established
- November 12, 1993
- Headquarters
- 2011 E Van Hook St, Milan, TN 38358
- Website
- www.bankofmilan.net
- Employees
- 16
Quick answers
The Bank of Milan: common questions
Is The Bank of Milan FDIC insured?
Yes. The Bank of Milan is an FDIC-insured institution (FDIC certificate #33851). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Milan's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Milan ever failed?
There is no failure record for FDIC certificate #33851 in the FDIC failed bank list.
How many branches does The Bank of Milan have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Milan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| First South Financial Federal Credit UnionCredit union Bartlett, TN | 95 out of 100, Very strong | $844.8M | 30.2% | 0.22% | vs |
| Johnsonville TVA Employees Credit UnionCredit union Camden, TN | 92 out of 100, Very strong | $180.7M | 16.4% | 0.73% | vs |
| Bank of GleasonBank Gleason, TN | 90 out of 100, Very strong | $138.5M | 20.9% | 0.14% | vs |
| Tennessee River Federal Credit UnionCredit union Counce, TN | 89 out of 100, Very strong | $16.3M | 33.2% | 0.25% | vs |
| Commercial Bank & Trust Co.Bank Paris, TN | 80 out of 100, Strong | $1.1B | 12.1% | 0.15% | vs |