Side-by-side · Q2 2026 data
The Bank of Monroe vs Alderson Fci Federal Credit Union
Credit union
Alderson Fci Federal Credit Union
Alderson, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The Bank of Monroe | Alderson Fci Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 63 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 75 (stronger) | 70 |
| Funding & liquidity | 90 (stronger) | 86 |
| Problem-loan coverage | 97 (stronger) | 57 |
| Peer percentile | 88th | 26th |
| Total assets | $255.4M | $8.5M |
| Deposits / shares | $224.2M | $6.3M |
| Capital ratio | 13.22% | 25.32% (stronger) |
| Problem loans | 0.34% (stronger) | 10.82% |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | 1.38% (stronger) | 1.26% |
| Loans ÷ deposits | 69.1% (stronger) | 73.8% |
| Uninsured deposits | 16.4% | 4.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Monroe has the higher TellerScore (85 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 4 and Alderson Fci Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.