Side-by-side · Q2 2026 data
The Bank of Monroe vs Celco Community Federal Credit Union
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Monroe | Celco Community Federal Credit Union |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 89 (stronger) | 56 |
| Earnings | 75 | 85 (stronger) |
| Funding & liquidity | 90 | 95 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 88th | 87th |
| Total assets | $255.4M | $143.9M |
| Deposits / shares | $224.2M | $113.2M |
| Capital ratio | 13.22% | 20.92% (stronger) |
| Problem loans | 0.34% (stronger) | 1.33% |
| Net charge-offs | -0.01% (stronger) | 0.15% |
| Return on assets | 1.38% | 1.62% (stronger) |
| Loans ÷ deposits | 69.1% | 65.3% (stronger) |
| Uninsured deposits | 16.4% | 5.3% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 2 and Celco Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.