Side-by-side · Q2 2026 data
The Bank of Monroe vs First Community Bank
Metric by metric
| Measure | The Bank of Monroe | First Community Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 75 |
| Capital cushion | 82 (stronger) | 52 |
| Loan quality | 89 (stronger) | 77 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 90 (stronger) | 73 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 88th | 77th |
| Total assets | $255.4M | $3.6B |
| Deposits / shares | $224.2M | $3.0B |
| Capital ratio | 13.22% (stronger) | 10.23% |
| Problem loans | 0.34% (stronger) | 0.70% |
| Net charge-offs | -0.01% (stronger) | 0.17% |
| Return on assets | 1.38% | 2.05% (stronger) |
| Loans ÷ deposits | 69.1% (stronger) | 79.9% |
| Uninsured deposits | 16.4% (stronger) | 21.3% |
| Offices | 3 | 62 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.8% |
The Bank of Monroe has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 6 and First Community Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.