Side-by-side · Q2 2026 data
The Bank of Monroe vs Jackson River Community Credit Union
Credit union
Jackson River Community Credit Union
Covington, Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Monroe | Jackson River Community Credit Union |
|---|---|---|
| TellerScore | 85 | 87 (stronger) |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 89 (stronger) | 53 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 88th | 91st |
| Total assets | $255.4M | $132.6M |
| Deposits / shares | $224.2M | $111.4M |
| Capital ratio | 13.22% | 15.90% (stronger) |
| Problem loans | 0.34% (stronger) | 1.41% |
| Net charge-offs | -0.01% (stronger) | 0.67% |
| Return on assets | 1.38% | 2.42% (stronger) |
| Loans ÷ deposits | 69.1% | 48.1% (stronger) |
| Uninsured deposits | 16.4% | 3.5% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jackson River Community Credit Union has the higher TellerScore (87 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 2 and Jackson River Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.