Side-by-side · Q2 2026 data
The Bank of Monroe vs The National Bank of Blacksburg
Metric by metric
| Measure | The Bank of Monroe | The National Bank of Blacksburg |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 82 (stronger) | 55 |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 75 (stronger) | 43 |
| Funding & liquidity | 90 (stronger) | 70 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 88th | 58th |
| Total assets | $255.4M | $1.8B |
| Deposits / shares | $224.2M | $1.7B |
| Capital ratio | 13.22% (stronger) | 10.54% |
| Problem loans | 0.34% | 0.06% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.38% (stronger) | 0.57% |
| Loans ÷ deposits | 69.1% | 60.8% (stronger) |
| Uninsured deposits | 16.4% (stronger) | 40.9% |
| Offices | 3 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
The Bank of Monroe has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Monroe leads on 5 and The National Bank of Blacksburg on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.