The National Bank of Blacksburg (FDIC certificate #6821) is based in Blacksburg, Virginia. Its Q2 2026 call report shows $1.8B in total assets and $1.7B in deposits and 28 offices.
The National Bank of Blacksburg has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 58% of its 897 banks with $1 billion – $10 billion. Among 56 banks headquartered in Virginia, it ranks 33rd. Problem-loan coverage contributes the most (99/100, 0.3%); earnings contributes the least (43/100, 0.57%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (68 → 70), mostly because the funding & liquidity component improved by 7 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 70 |
| Q4 2024 | 67 |
| Q1 2025 | 69 |
| Q2 2025 | 68 |
| Q3 2025 | 71 |
| Q4 2025 | 72 |
| Q1 2026 | 75 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.40% |
| Q3 2024 | 11.08% |
| Q4 2024 | 10.25% |
| Q1 2025 | 10.29% |
| Q2 2025 | 10.49% |
| Q3 2025 | 10.92% |
| Q4 2025 | 10.42% |
| Q1 2026 | 10.69% |
| Q2 2026 | 10.54% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.23% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.21% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.11% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.06% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.54% |
| Q3 2024 | 0.59% |
| Q4 2024 | 0.63% |
| Q1 2025 | 0.74% |
| Q2 2025 | 0.67% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.93% |
| Q1 2026 | 1.12% |
| Q2 2026 | 0.57% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $1.8B | 10.54% | 0.06% | 0.57% | 60.8% |
| Q1 2026 | 75 | $1.8B | 10.69% | 0.06% | 1.12% | 59.7% |
| Q4 2025 | 72 | $1.8B | 10.42% | 0.11% | 0.93% | 60.1% |
| Q3 2025 | 71 | $1.8B | 10.92% | 0.23% | 0.80% | 64.0% |
| Q2 2025 | 68 | $1.8B | 10.49% | 0.21% | 0.67% | 61.1% |
| Q1 2025 | 69 | $1.8B | 10.29% | 0.23% | 0.74% | 59.4% |
| Q4 2024 | 67 | $1.8B | 10.25% | 0.28% | 0.63% | 58.9% |
| Q3 2024 | 70 | $1.8B | 11.08% | 0.23% | 0.59% | 61.8% |
| Q2 2024 | 70 | $1.8B | 11.40% | 0.28% | 0.54% | 59.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank Of ClarkeBank Berryville, VA | 67 out of 100, Moderate | $1.8B | 12.3% | 1.07% | vs |
| Old Dominion National BankBank Charlottesville, VA | 64 out of 100, Moderate | $1.8B | 11.8% | 0.85% | vs |
| Chesapeake BankBank Kilmarnock, VA | 81 out of 100, Strong | $1.7B | 11.2% | 0.24% | vs |
| Virginia National BankBank Charlottesville, VA | 83 out of 100, Strong | $1.6B | 13.2% | 0.47% | vs |
| First BankBank Strasburg, VA | 67 out of 100, Moderate | $2.1B | 9.4% | 0.32% | vs |
| Chain Bridge Bank, National AssociationBank Mclean, VA | 74 out of 100, Strong | $2.2B | 9.1% | 0.00% | vs |
Deposit insurance
Is my money safe at The National Bank of Blacksburg?
Yes. The National Bank of Blacksburg is an FDIC-insured institution (FDIC certificate #6821). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 40.9% of deposits ($676.8M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.54%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.38% (benchmark: 10%).
28 locations
Branches
The National Bank of Blacksburg lists 28 offices in 20 cities. Most locations:
- Blacksburg, VA (5)
- Bluefield, VA (2)
- Christiansburg, VA (2)
- North Tazewell, VA (2)
- Pulaski, VA (2)
- Abingdon, VA (1)
- Cedar Bluff, VA (1)
- Dublin, VA (1)
- Galax, VA (1)
- Lynchburg, VA (1)
- Pearisburg, VA (1)
- Pembroke, VA (1)
HMDA 2025
Mortgage lending
In 2025, The National Bank of Blacksburg reported 296 home-loan applications under HMDA (LEI 549300Q745S62Q6QNW78): 261 originated ($80,645,000 total), 9 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The National Bank of Blacksburg
- Type
- National bank
- FDIC certificate #
- 6821
- RSSD ID
- 754929
- Primary regulator
- OCC
- Holding company
- National Bankshares Inc
- Established
- January 1, 1891
- Headquarters
- 100 S Main St, Blacksburg, VA 24060
- Website
- www.nbbank.com
- Employees
- 256
Quick answers
The National Bank of Blacksburg: common questions
Is The National Bank of Blacksburg FDIC insured?
Yes. The National Bank of Blacksburg is an FDIC-insured institution (FDIC certificate #6821). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The National Bank of Blacksburg's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The National Bank of Blacksburg ever failed?
There is no failure record for FDIC certificate #6821 in the FDIC failed bank list.
How many branches does The National Bank of Blacksburg have?
28 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Blacksburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| G E a Employees Federal Credit UnionCredit union Pearisburg, VA | 92 out of 100, Very strong | $2.1M | 24.1% | 0.10% | vs |
| Farmers & Merchants Bank of Craig CountyBank New Castle, VA | 92 out of 100, Very strong | $93.0M | 16.9% | 0.00% | vs |
| Celco Community Federal Credit UnionCredit union Narrows, VA | 85 out of 100, Very strong | $143.9M | 20.9% | 1.33% | vs |
| Blue Eagle Credit UnionCredit union Roanoke, VA | 84 out of 100, Strong | $280.8M | 12.9% | 0.11% | vs |
| Kemba Roanoke Federal Credit UnionCredit union Salem, VA | 82 out of 100, Strong | $76.7M | 16.4% | 0.74% | vs |
| Salem VA Medical Center Federal Credit UnionCredit union Salem, VA | 80 out of 100, Strong | $93.5M | 13.0% | 0.16% | vs |