Side-by-side · Q2 2026 data
The Bank of New York Mellon vs Goldman Sachs Bank USA
Metric by metric
| Measure | The Bank of New York Mellon | Goldman Sachs Bank USA |
|---|---|---|
| TellerScore | 61 (stronger) | 58 |
| Capital cushion | 12 | 27 (stronger) |
| Loan quality | 99 (stronger) | 65 |
| Earnings | 74 (stronger) | 68 |
| Funding & liquidity | 50 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 45th | 21st |
| Total assets | $425.1B | $758.8B |
| Deposits / shares | $372.6B | $498.8B |
| Capital ratio | 6.20% | 7.67% (stronger) |
| Problem loans | 0.04% (stronger) | 1.04% |
| Net charge-offs | -0.05% (stronger) | 0.27% |
| Return on assets | 1.36% (stronger) | 1.21% |
| Loans ÷ deposits | 12.5% (stronger) | 49.6% |
| Uninsured deposits | 68.2% | 42.9% (stronger) |
| Offices | 15 | 3 |
| CFPB complaints (3 yrs) | 442 | 15,617 |
| Complaints per $1B deposits | 1.2 (stronger) | 31.3 |
| Mortgage denial rate (HMDA) | — | 21.6% |
The Bank of New York Mellon has the higher TellerScore (61 vs 58). On the 8 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon leads on 6 and Goldman Sachs Bank USA on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.