Side-by-side · Q2 2026 data
The Bank of New York Mellon vs Truist Bank
Metric by metric
| Measure | The Bank of New York Mellon | Truist Bank |
|---|---|---|
| TellerScore | 61 | 63 (stronger) |
| Capital cushion | 12 | 48 (stronger) |
| Loan quality | 99 (stronger) | 76 |
| Earnings | 74 (stronger) | 66 |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 45th | 61st |
| Total assets | $425.1B | $548.3B |
| Deposits / shares | $372.6B | $419.2B |
| Capital ratio | 6.20% | 9.82% (stronger) |
| Problem loans | 0.04% (stronger) | 0.72% |
| Net charge-offs | -0.05% (stronger) | 0.55% |
| Return on assets | 1.36% (stronger) | 1.16% |
| Loans ÷ deposits | 12.5% (stronger) | 78.0% |
| Uninsured deposits | 68.2% | 44.9% (stronger) |
| Offices | 15 | 1,908 |
| CFPB complaints (3 yrs) | 442 | 14,407 |
| Complaints per $1B deposits | 1.2 (stronger) | 34.4 |
| Mortgage denial rate (HMDA) | — | 40.8% |
Truist Bank has the higher TellerScore (63 vs 61). On the 8 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon leads on 5 and Truist Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.