Side-by-side · Q2 2026 data
The Bank of New York Mellon Trust Company, National Association vs Cross River Bank
Bank
The Bank of New York Mellon Trust Company, National Association
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of New York Mellon Trust Company, National Association | Cross River Bank |
|---|---|---|
| TellerScore | 100 (stronger) | 42 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 100 (stronger) | 7 |
| Earnings | 100 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 70 |
| Peer percentile | 100th | 3rd |
| Total assets | $1.4B | $8.5B |
| Deposits / shares | $2.2M | $6.7B |
| Capital ratio | 63.50% (stronger) | 11.78% |
| Problem loans | 0.00% (stronger) | 2.79% |
| Net charge-offs | 0.00% (stronger) | 2.83% |
| Return on assets | 15.27% (stronger) | 0.12% |
| Loans ÷ deposits | 0.0% (stronger) | 87.8% |
| Uninsured deposits | 11.2% (stronger) | 33.3% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of New York Mellon Trust Company, National Association has the higher TellerScore (100 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon Trust Company, National Association leads on 7 and Cross River Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.