The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (97 → 100), mostly because the funding & liquidity component improved by 18 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in California

Yes. The Bank of New York Mellon Trust Company, National Association is an FDIC-insured institution (FDIC certificate #23472). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 11.2% of deposits ($250K) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 63.50%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 284.22% (benchmark: 10%).

Check how much of your own balance is covered

The Bank of New York Mellon Trust Company, National Association lists 2 offices in 2 cities across 2 states. Most locations:

• Los Angeles, CA (1)
• New York, NY (1)

All branch addresses and map

Legal name

The Bank of New York Mellon Trust Company, National Association

Former names

The Bank of New York Trust Company, National Association; The Bank of New York Trust Company of California; BNY Western Trust Company; Security Trust Company; Bradford Trust Company of California

Type

National bank

FDIC certificate #

23472

RSSD ID

398668

Primary regulator

OCC

Holding company

Bank of NY Mellon Corp the

Established

July 1, 1981

Headquarters

333 S Hope St, Los Angeles, CA 90071

Website

www.bny.com

Employees

604