Side-by-side · Q2 2026 data
The Bank of New York Mellon Trust Company, National Association vs First Credit Bank
Bank
The Bank of New York Mellon Trust Company, National Association
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of New York Mellon Trust Company, National Association | First Credit Bank |
|---|---|---|
| TellerScore | 100 (stronger) | 64 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 35 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 100th | 26th |
| Total assets | $1.4B | $515.8M |
| Deposits / shares | $2.2M | $265.3M |
| Capital ratio | 63.50% (stronger) | 47.61% |
| Problem loans | 0.00% (stronger) | 3.33% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 15.27% (stronger) | 4.37% |
| Loans ÷ deposits | 0.0% (stronger) | 150.3% |
| Uninsured deposits | 11.2% (stronger) | 28.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of New York Mellon Trust Company, National Association has the higher TellerScore (100 vs 64). On the 6 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon Trust Company, National Association leads on 6 and First Credit Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.