Side-by-side · Q2 2026 data
The Bank of New York Mellon Trust Company, National Association vs Royal Business Bank
Bank
The Bank of New York Mellon Trust Company, National Association
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of New York Mellon Trust Company, National Association | Royal Business Bank |
|---|---|---|
| TellerScore | 100 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 100 (stronger) | 27 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 100th | 49th |
| Total assets | $1.4B | $4.3B |
| Deposits / shares | $2.2M | $3.5B |
| Capital ratio | 63.50% (stronger) | 12.54% |
| Problem loans | 0.00% (stronger) | 0.72% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 15.27% (stronger) | 1.18% |
| Loans ÷ deposits | 0.0% (stronger) | 93.9% |
| Uninsured deposits | 11.2% (stronger) | 50.7% |
| Offices | 2 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
The Bank of New York Mellon Trust Company, National Association has the higher TellerScore (100 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon Trust Company, National Association leads on 7 and Royal Business Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.