Side-by-side · Q2 2026 data
The Bank of New York Mellon Trust Company, National Association vs Spring Bank
Bank
The Bank of New York Mellon Trust Company, National Association
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of New York Mellon Trust Company, National Association | Spring Bank |
|---|---|---|
| TellerScore | 100 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 100 (stronger) | 80 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 100th | 88th |
| Total assets | $1.4B | $641.0M |
| Deposits / shares | $2.2M | $549.1M |
| Capital ratio | 63.50% (stronger) | 14.59% |
| Problem loans | 0.00% (stronger) | 0.60% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 15.27% (stronger) | 1.71% |
| Loans ÷ deposits | 0.0% (stronger) | 82.1% |
| Uninsured deposits | 11.2% (stronger) | 30.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of New York Mellon Trust Company, National Association has the higher TellerScore (100 vs 85). On the 7 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon Trust Company, National Association leads on 7 and Spring Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.