Side-by-side · Q2 2026 data
The Bank of New York Mellon Trust Company, National Association vs United Pacific Bank
Bank
The Bank of New York Mellon Trust Company, National Association
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of New York Mellon Trust Company, National Association | United Pacific Bank |
|---|---|---|
| TellerScore | 100 (stronger) | 57 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 16 |
| Earnings | 100 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 100th | 14th |
| Total assets | $1.4B | $191.0M |
| Deposits / shares | $2.2M | $156.8M |
| Capital ratio | 63.50% (stronger) | 17.39% |
| Problem loans | 0.00% (stronger) | 2.51% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 15.27% (stronger) | 0.40% |
| Loans ÷ deposits | 0.0% (stronger) | 96.9% |
| Uninsured deposits | 11.2% (stronger) | 26.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of New York Mellon Trust Company, National Association has the higher TellerScore (100 vs 57). On the 6 directional measures above (where higher or lower is clearly better), The Bank of New York Mellon Trust Company, National Association leads on 6 and United Pacific Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.