Side-by-side · Q2 2026 data
The Bank of Old Monroe vs Jersey State Bank
Metric by metric
| Measure | The Bank of Old Monroe | Jersey State Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 75 |
| Capital cushion | 55 | 83 (stronger) |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 85 (stronger) | 53 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 80th | 61st |
| Total assets | $994.6M | $190.1M |
| Deposits / shares | $916.6M | $167.5M |
| Capital ratio | 10.55% | 13.30% (stronger) |
| Problem loans | 0.00% (stronger) | 1.18% |
| Net charge-offs | -0.04% (stronger) | -0.01% |
| Return on assets | 1.62% (stronger) | 0.83% |
| Loans ÷ deposits | 71.7% | 57.2% (stronger) |
| Uninsured deposits | 21.0% | 7.7% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.9% |
The Bank of Old Monroe has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Old Monroe leads on 4 and Jersey State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.