Side-by-side · Q2 2026 data
The Bank of Romney vs Capon Valley Bank
Metric by metric
| Measure | The Bank of Romney | Capon Valley Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 42 | 58 (stronger) |
| Earnings | 75 (stronger) | 67 |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 85 (stronger) | 79 |
| Peer percentile | 57th | 20th |
| Total assets | $368.8M | $244.2M |
| Deposits / shares | $283.5M | $218.4M |
| Capital ratio | 15.97% (stronger) | 9.67% |
| Problem loans | 1.73% | 1.27% (stronger) |
| Net charge-offs | 0.23% | 0.18% (stronger) |
| Return on assets | 1.37% (stronger) | 1.16% |
| Loans ÷ deposits | 94.2% | 80.8% (stronger) |
| Uninsured deposits | 12.5% (stronger) | 17.3% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.1% |
The Bank of Romney has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Romney leads on 4 and Capon Valley Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.