Side-by-side · Q2 2026 data
The Bank of Romney vs Wepco Federal Credit Union
Metric by metric
| Measure | The Bank of Romney | Wepco Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 42 | 67 (stronger) |
| Earnings | 75 | 86 (stronger) |
| Funding & liquidity | 66 | 84 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 57th | 89th |
| Total assets | $368.8M | $399.3M |
| Deposits / shares | $283.5M | $336.7M |
| Capital ratio | 15.97% (stronger) | 15.46% |
| Problem loans | 1.73% | 0.98% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.83% |
| Return on assets | 1.37% | 1.65% (stronger) |
| Loans ÷ deposits | 94.2% | 76.6% (stronger) |
| Uninsured deposits | 12.5% | 5.4% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.5% |
Wepco Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Romney leads on 2 and Wepco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.