The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (82 → 86), mostly because the loan quality component improved by 5 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maryland

Yes. Wepco Federal Credit Union is a federally insured credit union (NCUA charter #6685). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.4% of shares and deposits ($18.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.46%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Wepco Federal Credit Union lists 7 offices in 5 cities across 2 states. Most locations:

• Cumberland, MD (2)
• Oakland, MD (2)
• Bloomington, MD (1)
• Keyser, WV (1)
• LaVale, MD (1)

All branch addresses and map

In 2025, Wepco Federal Credit Union reported 68 home-loan applications under HMDA (LEI 254900ZUMZZ6CZKH7X17): 49 originated ($4,665,000 total), 9 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Wepco Federal Credit Union

Type

Federal credit union

NCUA charter #

6685

RSSD ID

38580

Primary regulator

NCUA

Established

1950

Headquarters

P.O. Box 157, Bloomington, MD 21523

Employees

67