Side-by-side · Q2 2026 data
The Bank of San Jacinto County, Coldspring, Texas vs Brazos National Bank
Bank
The Bank of San Jacinto County, Coldspring, Texas
Coldspring, Texas · Under $100 million in assets
Metric by metric
| Measure | The Bank of San Jacinto County, Coldspring, Texas | Brazos National Bank |
|---|---|---|
| TellerScore | 97 (stronger) | 62 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 85 (stronger) | 75 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 98th | 20th |
| Total assets | $42.0M | $27.6M |
| Deposits / shares | $35.3M | $11.1M |
| Capital ratio | 17.77% | 56.08% (stronger) |
| Problem loans | 0.00% (stronger) | 5.07% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.61% (stronger) | 1.36% |
| Loans ÷ deposits | 34.5% (stronger) | 138.8% |
| Uninsured deposits | 10.9% | 9.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of San Jacinto County, Coldspring, Texas has the higher TellerScore (97 vs 62). On the 6 directional measures above (where higher or lower is clearly better), The Bank of San Jacinto County, Coldspring, Texas leads on 4 and Brazos National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.