Side-by-side · Q2 2026 data
The Bank of Southside Virginia vs Bayport Federal Credit Union
Metric by metric
| Measure | The Bank of Southside Virginia | Bayport Federal Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 97 (stronger) | 76 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 87 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 100th | 54th |
| Total assets | $670.3M | $2.8B |
| Deposits / shares | $489.2M | $2.4B |
| Capital ratio | 23.38% (stronger) | 11.33% |
| Problem loans | 0.08% (stronger) | 0.71% |
| Net charge-offs | -0.01% (stronger) | 1.00% |
| Return on assets | 3.74% (stronger) | 1.09% |
| Loans ÷ deposits | 54.3% (stronger) | 94.0% |
| Uninsured deposits | 27.3% | 12.1% (stronger) |
| Offices | 15 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Southside Virginia has the higher TellerScore (97 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Southside Virginia leads on 6 and Bayport Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Smithfield, VA