Side-by-side · Q2 2026 data
The Bank of Southside Virginia vs Langley Federal Credit Union
Credit union
Langley Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | The Bank of Southside Virginia | Langley Federal Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 54 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 97 (stronger) | 56 |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 87 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 76 |
| Peer percentile | 100th | 11th |
| Total assets | $670.3M | $5.6B |
| Deposits / shares | $489.2M | $4.8B |
| Capital ratio | 23.38% (stronger) | 9.25% |
| Problem loans | 0.08% (stronger) | 1.32% |
| Net charge-offs | -0.01% (stronger) | 1.10% |
| Return on assets | 3.74% (stronger) | 0.76% |
| Loans ÷ deposits | 54.3% (stronger) | 95.1% |
| Uninsured deposits | 27.3% | 9.7% (stronger) |
| Offices | 15 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.7% |
The Bank of Southside Virginia has the higher TellerScore (97 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Southside Virginia leads on 6 and Langley Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.