Side-by-side · Q2 2026 data
The Bank of Southside Virginia vs Select Bank
Metric by metric
| Measure | The Bank of Southside Virginia | Select Bank |
|---|---|---|
| TellerScore | 97 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 97 (stronger) | 65 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 87 (stronger) | 48 |
| Problem-loan coverage | 100 (stronger) | 79 |
| Peer percentile | 100th | 17th |
| Total assets | $670.3M | $524.4M |
| Deposits / shares | $489.2M | $448.4M |
| Capital ratio | 23.38% (stronger) | 9.54% |
| Problem loans | 0.08% (stronger) | 1.06% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 3.74% (stronger) | 1.22% |
| Loans ÷ deposits | 54.3% (stronger) | 101.7% |
| Uninsured deposits | 27.3% | 24.4% (stronger) |
| Offices | 15 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.9% |
The Bank of Southside Virginia has the higher TellerScore (97 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Southside Virginia leads on 6 and Select Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.