Side-by-side · Q2 2026 data
The Bank of Tampa vs 1st Street Credit Union
Metric by metric
| Measure | The Bank of Tampa | 1st Street Credit Union |
|---|---|---|
| TellerScore | 70 | 89 (stronger) |
| Capital cushion | 60 | 97 (stronger) |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 70 (stronger) | 55 |
| Funding & liquidity | 42 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 58th | 87th |
| Total assets | $3.0B | $34.5M |
| Deposits / shares | $2.7B | $29.2M |
| Capital ratio | 10.97% | 14.66% (stronger) |
| Problem loans | 0.29% | 0.10% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.18% |
| Return on assets | 1.25% (stronger) | 0.86% |
| Loans ÷ deposits | 75.7% | 42.0% (stronger) |
| Uninsured deposits | 53.4% | 6.1% (stronger) |
| Offices | 13 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.9% | — |
1st Street Credit Union has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tampa leads on 2 and 1st Street Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.