Side-by-side · Q2 2026 data
The Bank of Tampa vs Gallup Federal Credit Union
Metric by metric
| Measure | The Bank of Tampa | Gallup Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 70 (stronger) | 58 |
| Funding & liquidity | 42 | 50 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 58th | 75th |
| Total assets | $3.0B | $16.4M |
| Deposits / shares | $2.7B | $13.3M |
| Capital ratio | 10.97% | 18.06% (stronger) |
| Problem loans | 0.29% | 0.05% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.25% (stronger) | 0.96% |
| Loans ÷ deposits | 75.7% (stronger) | 111.1% |
| Uninsured deposits | 53.4% | 9.7% (stronger) |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.9% | — |
Gallup Federal Credit Union has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tampa leads on 2 and Gallup Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.