Side-by-side · Q2 2026 data
The Bank of Tescott vs Citizens State Bank and Trust Co., Ellsworth, Kansas
Bank
Citizens State Bank and Trust Co., Ellsworth, Kansas
Ellsworth, Kansas · $100 million – $1 billion
Metric by metric
| Measure | The Bank of Tescott | Citizens State Bank and Trust Co., Ellsworth, Kansas |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 56 (stronger) | 47 |
| Loan quality | 97 (stronger) | 96 |
| Earnings | 90 (stronger) | 82 |
| Funding & liquidity | 68 (stronger) | 54 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 75th | 50th |
| Total assets | $648.3M | $275.9M |
| Deposits / shares | $574.3M | $211.4M |
| Capital ratio | 10.62% (stronger) | 9.74% |
| Problem loans | 0.08% (stronger) | 0.12% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.75% (stronger) | 1.55% |
| Loans ÷ deposits | 84.1% | 79.7% (stronger) |
| Uninsured deposits | 22.2% (stronger) | 38.9% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Tescott has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tescott leads on 6 and Citizens State Bank and Trust Co., Ellsworth, Kansas on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lincoln, KS