The Bank of Tescott is a state-chartered bank headquartered in Tescott, Kansas, in business for about 139 years. At the end of Q2 2026 it reported $648.3M in total assets and $574.3M in deposits, with 6 offices.
The Bank of Tescott has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 75% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 62nd. Problem-loan coverage contributes the most (99/100, 0.6%); capital cushion contributes the least (56/100, 10.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 79).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 85 |
| Q4 2024 | 85 |
| Q1 2025 | 85 |
| Q2 2025 | 79 |
| Q3 2025 | 76 |
| Q4 2025 | 77 |
| Q1 2026 | 79 |
| Q2 2026 | 79 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.45% |
| Q3 2024 | 14.10% |
| Q4 2024 | 13.87% |
| Q1 2025 | 13.59% |
| Q2 2025 | 12.20% |
| Q3 2025 | 10.78% |
| Q4 2025 | 10.79% |
| Q1 2026 | 10.46% |
| Q2 2026 | 10.62% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.26% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.14% |
| Q1 2025 | 0.14% |
| Q2 2025 | 0.20% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.19% |
| Q2 2026 | 0.08% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.32% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.44% |
| Q2 2025 | 1.36% |
| Q3 2025 | 1.44% |
| Q4 2025 | 1.42% |
| Q1 2026 | 1.83% |
| Q2 2026 | 1.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $648.3M | 10.62% | 0.08% | 1.75% | 84.1% |
| Q1 2026 | 79 | $642.3M | 10.46% | 0.19% | 1.83% | 81.2% |
| Q4 2025 | 77 | $639.4M | 10.79% | 0.13% | 1.42% | 83.1% |
| Q3 2025 | 76 | $595.4M | 10.78% | 0.26% | 1.44% | 87.1% |
| Q2 2025 | 79 | $622.4M | 12.20% | 0.20% | 1.36% | 86.3% |
| Q1 2025 | 85 | $506.6M | 13.59% | 0.14% | 1.44% | 84.4% |
| Q4 2024 | 85 | $491.9M | 13.87% | 0.14% | 1.32% | 86.3% |
| Q3 2024 | 85 | $484.9M | 14.10% | 0.18% | 1.32% | 90.2% |
| Q2 2024 | 85 | $464.3M | 14.45% | 0.26% | 1.26% | 90.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Outdoor BankBank Manhattan, KS | 31 out of 100, Low | $648.8M | 9.2% | 3.83% | vs |
| Farmers & Merchants Bank of ColbyBank Colby, KS | 73 out of 100, Strong | $650.8M | 11.2% | 0.61% | vs |
| Exchange Bank & TrustBank Atchison, KS | 88 out of 100, Very strong | $626.8M | 13.0% | 0.23% | vs |
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |
| The BankBank Oberlin, KS | 59 out of 100, Moderate | $617.3M | 11.5% | 3.45% | vs |
| Union State BankBank Arkansas City, KS | 76 out of 100, Strong | $719.1M | 10.2% | 0.19% | vs |
Deposit insurance
Is my money safe at The Bank of Tescott?
Yes. The Bank of Tescott is an FDIC-insured institution (FDIC certificate #1868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.2% of deposits ($127.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.62%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
The Bank of Tescott lists 6 offices in 5 cities. Most locations:
- Salina, KS (2)
- Beloit, KS (1)
- Lincoln, KS (1)
- Lindsborg, KS (1)
- Tescott, KS (1)
Identity & history
Profile
- Legal name
- The Bank of Tescott
- Type
- State-chartered bank
- FDIC certificate #
- 1868
- RSSD ID
- 54058
- Primary regulator
- FDIC
- Holding company
- Tescott Bancshares Inc
- Established
- January 1, 1887
- Headquarters
- 104 S Main St, Tescott, KS 67484
- Website
- www.bankoftescott.com
- Employees
- 75
Quick answers
The Bank of Tescott: common questions
Is The Bank of Tescott FDIC insured?
Yes. The Bank of Tescott is an FDIC-insured institution (FDIC certificate #1868). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Bank of Tescott's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Bank of Tescott ever failed?
There is no failure record for FDIC certificate #1868 in the FDIC failed bank list.
How many branches does The Bank of Tescott have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Tescott
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Solomon State BankBank Solomon, KS | 95 out of 100, Very strong | $182.6M | 19.0% | 0.00% | vs |
| Central Kansas Education Credit UnionCredit union Salina, KS | 81 out of 100, Strong | $6.0M | 13.5% | 0.15% | vs |
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| Lyons Federal BankBank Lyons, KS | 78 out of 100, Strong | $197.6M | 12.7% | 0.23% | vs |
| Farmway Credit UnionCredit union Beloit, KS | 77 out of 100, Strong | $106.8M | 21.9% | 0.95% | vs |