Side-by-side · Q2 2026 data
The Bank of Tescott vs Exchange Bank & Trust
Metric by metric
| Measure | The Bank of Tescott | Exchange Bank & Trust |
|---|---|---|
| TellerScore | 79 | 88 (stronger) |
| Capital cushion | 56 | 80 (stronger) |
| Loan quality | 97 (stronger) | 92 |
| Earnings | 90 (stronger) | 88 |
| Funding & liquidity | 68 | 89 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 75th | 92nd |
| Total assets | $648.3M | $626.8M |
| Deposits / shares | $574.3M | $539.7M |
| Capital ratio | 10.62% | 12.97% (stronger) |
| Problem loans | 0.08% (stronger) | 0.23% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.75% (stronger) | 1.70% |
| Loans ÷ deposits | 84.1% | 66.8% (stronger) |
| Uninsured deposits | 22.2% | 18.5% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
Exchange Bank & Trust has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tescott leads on 3 and Exchange Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.