Side-by-side · Q2 2026 data
The Bank of Tescott vs Farmers & Merchants Bank of Colby
Metric by metric
| Measure | The Bank of Tescott | Farmers & Merchants Bank of Colby |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 56 | 62 (stronger) |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 90 (stronger) | 88 |
| Funding & liquidity | 68 (stronger) | 52 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 75th | 53rd |
| Total assets | $648.3M | $650.8M |
| Deposits / shares | $574.3M | $511.3M |
| Capital ratio | 10.62% | 11.23% (stronger) |
| Problem loans | 0.08% (stronger) | 0.61% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.75% (stronger) | 1.69% |
| Loans ÷ deposits | 84.1% (stronger) | 93.0% |
| Uninsured deposits | 22.2% (stronger) | 28.8% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Tescott has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tescott leads on 5 and Farmers & Merchants Bank of Colby on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.