Side-by-side · Q2 2026 data
The Bank of Tescott vs Guaranty State Bank and Trust Company
Metric by metric
| Measure | The Bank of Tescott | Guaranty State Bank and Trust Company |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 56 | 66 (stronger) |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 90 (stronger) | 62 |
| Funding & liquidity | 68 | 69 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 75th | 50th |
| Total assets | $648.3M | $381.4M |
| Deposits / shares | $574.3M | $324.6M |
| Capital ratio | 10.62% | 11.60% (stronger) |
| Problem loans | 0.08% (stronger) | 0.60% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.75% (stronger) | 1.05% |
| Loans ÷ deposits | 84.1% | 79.0% (stronger) |
| Uninsured deposits | 22.2% (stronger) | 26.1% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Tescott has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tescott leads on 4 and Guaranty State Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Beloit, KS