Side-by-side · Q2 2026 data
The Bank of Tioga vs Western Cooperative
Metric by metric
| Measure | The Bank of Tioga | Western Cooperative |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 44 | 92 (stronger) |
| Loan quality | 62 (stronger) | 0 |
| Earnings | 73 (stronger) | 71 |
| Funding & liquidity | 85 | 95 (stronger) |
| Problem-loan coverage | 68 | 80 (stronger) |
| Peer percentile | 24th | 31st |
| Total assets | $412.1M | $522.2M |
| Deposits / shares | $396.6M | $452.5M |
| Capital ratio | 9.39% | 14.20% (stronger) |
| Problem loans | 1.15% (stronger) | 3.17% |
| Net charge-offs | 0.10% | 0.05% (stronger) |
| Return on assets | 1.32% (stronger) | 1.27% |
| Loans ÷ deposits | 34.0% (stronger) | 52.6% |
| Uninsured deposits | 28.3% | 19.6% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Cooperative has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Tioga leads on 3 and Western Cooperative on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Tioga, ND