Side-by-side · Q2 2026 data
The Bank of Vernon vs Cm Members Federal Credit Union
Credit union
Cm Members Federal Credit Union
Columbus, Mississippi · Under $100 million in assets
Metric by metric
| Measure | The Bank of Vernon | Cm Members Federal Credit Union |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 83 |
| Earnings | 71 (stronger) | 47 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 88th | 77th |
| Total assets | $445.4M | $16.5M |
| Deposits / shares | $373.6M | $14.1M |
| Capital ratio | 16.60% (stronger) | 15.56% |
| Problem loans | 0.47% (stronger) | 0.51% |
| Net charge-offs | 0.10% | -0.05% (stronger) |
| Return on assets | 1.27% (stronger) | 0.68% |
| Loans ÷ deposits | 87.8% | 52.0% (stronger) |
| Uninsured deposits | 18.2% | 0.3% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Bank of Vernon leads on 3 and Cm Members Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.