Headquartered in Columbus, Mississippi, Cm Members Federal Credit Union is a federal credit union with $16.5M in total assets and $14.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1961.
Cm Members Federal Credit Union has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 77% of its 2,479 credit unions with under $100 million in assets. Among 55 credit unions headquartered in Mississippi, it ranks 13th. Capital cushion contributes the most (100/100, 15.56%); earnings contributes the least (47/100, 0.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (90 → 85), mostly because the earnings component weakened by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 85 |
| Q4 2024 | 84 |
| Q1 2025 | 89 |
| Q2 2025 | 90 |
| Q3 2025 | 89 |
| Q4 2025 | 86 |
| Q1 2026 | 86 |
| Q2 2026 | 85 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.92% |
| Q3 2024 | 16.99% |
| Q4 2024 | 16.79% |
| Q1 2025 | 16.46% |
| Q2 2025 | 16.05% |
| Q3 2025 | 16.24% |
| Q4 2025 | 15.79% |
| Q1 2026 | 15.54% |
| Q2 2026 | 15.56% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.35% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.30% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.56% |
| Q2 2026 | 0.51% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.53% |
| Q1 2025 | 1.21% |
| Q2 2025 | 1.05% |
| Q3 2025 | 1.04% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.88% |
| Q2 2026 | 0.68% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $16.5M | 15.56% | 0.51% | 0.68% | 52.0% |
| Q1 2026 | 86 | $16.4M | 15.54% | 0.56% | 0.88% | 54.1% |
| Q4 2025 | 86 | $15.9M | 15.79% | 0.21% | 0.44% | 58.7% |
| Q3 2025 | 89 | $15.9M | 16.24% | 0.36% | 1.04% | 62.0% |
| Q2 2025 | 90 | $15.8M | 16.05% | 0.30% | 1.05% | 60.5% |
| Q1 2025 | 89 | $15.2M | 16.46% | 0.48% | 1.21% | 64.3% |
| Q4 2024 | 84 | $14.6M | 16.79% | 0.35% | 0.53% | 69.1% |
| Q3 2024 | 85 | $14.5M | 16.99% | 0.29% | 0.62% | 69.2% |
| Q2 2024 | 83 | $14.3M | 16.92% | 0.23% | 0.35% | 71.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| One South Federal Credit UnionCredit union Natchez, MS | 58 out of 100, Moderate | $16.7M | 21.2% | 3.42% | vs |
| Ampot Federal Credit UnionCredit union Hamilton, MS | 52 out of 100, Below average | $15.2M | 11.2% | 1.84% | vs |
| Southern Coastal Federal Credit UnionCredit union Biloxi, MS | 81 out of 100, Strong | $14.0M | 18.2% | 0.68% | vs |
| N. Mississippi Health Services Emp. Federal Credit UnionCredit union Tupelo, MS | 97 out of 100, Very strong | $14.0M | 20.9% | 0.00% | vs |
| Pine Belt Federal Credit UnionCredit union Hattiesburg, MS | 73 out of 100, Strong | $13.9M | 27.2% | 0.72% | vs |
| Mississippi Highway Safty Pat Federal Credit UnionCredit union Jackson, MS | 69 out of 100, Moderate | $13.1M | 28.4% | 6.62% | vs |
Deposit insurance
Is my money safe at Cm Members Federal Credit Union?
Yes. Cm Members Federal Credit Union is a federally insured credit union (NCUA charter #24881). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.3% of shares and deposits ($47K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Cm Members Federal Credit Union lists 2 offices in 1 city. Most locations:
- Columbus, MS (2)
Identity & history
Profile
- Legal name
- Cm Members Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24881
- RSSD ID
- 344580
- Primary regulator
- NCUA
- Established
- 1961
- Headquarters
- P O Box 1444, Columbus, MS 39703
- Employees
- 5
Quick answers
Cm Members Federal Credit Union: common questions
Is Cm Members Federal Credit Union NCUA insured?
Yes. Cm Members Federal Credit Union is a federally insured credit union (NCUA charter #24881). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cm Members Federal Credit Union's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cm Members Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Columbus
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of VernonBank Vernon, AL | 85 out of 100, Very strong | $445.4M | 16.6% | 0.47% | vs |
| Mutual Federal Credit UnionCredit union Vicksburg, MS | 84 out of 100, Strong | $528.5M | 14.0% | 1.08% | vs |
| West Alabama Bank & TrustBank Reform, AL | 77 out of 100, Strong | $929.0M | 12.2% | 0.44% | vs |
| Bank of CommerceBank Greenwood, MS | 72 out of 100, Strong | $1.1B | 12.9% | 0.88% | vs |
| BankPlusBank Belzoni, MS | 71 out of 100, Strong | $8.4B | 10.8% | 0.64% | vs |
| The Citizens National Bank of MeridianBank Meridian, MS | 70 out of 100, Strong | $1.9B | 11.3% | 0.87% | vs |