Side-by-side · Q2 2026 data
The Bank of Vernon vs EvaBank
Metric by metric
| Measure | The Bank of Vernon | EvaBank |
|---|---|---|
| TellerScore | 85 (stronger) | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 46 |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 69 (stronger) | 50 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 88th | 72nd |
| Total assets | $445.4M | $490.6M |
| Deposits / shares | $373.6M | $340.6M |
| Capital ratio | 16.60% | 27.85% (stronger) |
| Problem loans | 0.47% (stronger) | 1.61% |
| Net charge-offs | 0.10% (stronger) | 0.40% |
| Return on assets | 1.27% | 2.53% (stronger) |
| Loans ÷ deposits | 87.8% (stronger) | 114.1% |
| Uninsured deposits | 18.2% | 14.2% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Vernon has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Vernon leads on 4 and EvaBank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.