Side-by-side · Q2 2026 data
The Bank of Versailles vs Midwest Independent BankersBank
Metric by metric
| Measure | The Bank of Versailles | Midwest Independent BankersBank |
|---|---|---|
| TellerScore | 89 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 89 (stronger) | 75 |
| Funding & liquidity | 41 (stronger) | 19 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 84th |
| Total assets | $359.0M | $341.4M |
| Deposits / shares | $257.0M | $259.4M |
| Capital ratio | 14.99% | 15.26% (stronger) |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.07% (stronger) |
| Return on assets | 1.71% (stronger) | 1.38% |
| Loans ÷ deposits | 122.1% | 92.1% (stronger) |
| Uninsured deposits | 23.0% (stronger) | 59.1% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Versailles has the higher TellerScore (89 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Versailles leads on 3 and Midwest Independent BankersBank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.