Side-by-side · Q2 2026 data
The Bank of Versailles vs Patriots Bank
Metric by metric
| Measure | The Bank of Versailles | Patriots Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 89 | 92 (stronger) |
| Funding & liquidity | 41 | 73 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 94th | 68th |
| Total assets | $359.0M | $268.8M |
| Deposits / shares | $257.0M | $233.4M |
| Capital ratio | 14.99% (stronger) | 9.20% |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.71% | 1.81% (stronger) |
| Loans ÷ deposits | 122.1% | 86.8% (stronger) |
| Uninsured deposits | 23.0% | 12.9% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Bank of Versailles has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Versailles leads on 3 and Patriots Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.