Side-by-side · Q2 2026 data
The Baxter State Bank vs The Farmers State Bank
Metric by metric
| Measure | The Baxter State Bank | The Farmers State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 63 | 78 (stronger) |
| Earnings | 70 | 81 (stronger) |
| Funding & liquidity | 97 (stronger) | 96 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 76th | 54th |
| Total assets | $25.2M | $26.6M |
| Deposits / shares | $19.2M | $21.2M |
| Capital ratio | 19.75% (stronger) | 10.20% |
| Problem loans | 1.11% | 0.66% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.24% | 1.52% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 64.7% |
| Uninsured deposits | 12.3% | 5.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Baxter State Bank has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Baxter State Bank leads on 4 and The Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.