The Farmers State Bank is a state-chartered bank headquartered in Fairview, Kansas, in business for about 97 years. At the end of Q2 2026 it reported $26.6M in total assets and $21.2M in deposits, with 1 office.
Based on its Q2 2026 filing, The Farmers State Bank scores 75/100, which we describe as strong. That is higher than 54% of 546 banks with under $100 million in assets. Among 185 banks headquartered in Kansas, it ranks 97th. Its strongest component is funding & liquidity (96/100; 65% loans-to-deposits, 5% uninsured), and its lowest is capital cushion (52/100; 10.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 75).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 71 |
| Q4 2024 | 70 |
| Q1 2025 | 70 |
| Q2 2025 | 76 |
| Q3 2025 | 72 |
| Q4 2025 | 45 |
| Q1 2026 | 80 |
| Q2 2026 | 75 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.48% |
| Q3 2024 | 9.74% |
| Q4 2024 | 9.51% |
| Q1 2025 | 9.84% |
| Q2 2025 | 10.03% |
| Q3 2025 | 10.39% |
| Q4 2025 | 9.46% |
| Q1 2026 | 9.90% |
| Q2 2026 | 10.20% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.10% |
| Q1 2025 | 0.31% |
| Q2 2025 | 0.03% |
| Q3 2025 | 0.44% |
| Q4 2025 | 3.36% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.66% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.58% |
| Q2 2025 | 0.86% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.74% |
| Q1 2026 | 1.41% |
| Q2 2026 | 1.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 75 | $26.6M | 10.20% | 0.66% | 1.52% | 64.7% |
| Q1 2026 | 80 | $25.2M | 9.90% | 0.00% | 1.41% | 55.6% |
| Q4 2025 | 45 | $26.6M | 9.46% | 3.36% | 0.74% | 58.6% |
| Q3 2025 | 72 | $24.9M | 10.39% | 0.44% | 0.89% | 66.4% |
| Q2 2025 | 76 | $26.4M | 10.03% | 0.03% | 0.86% | 55.9% |
| Q1 2025 | 70 | $24.0M | 9.84% | 0.31% | 0.58% | 58.0% |
| Q4 2024 | 70 | $26.6M | 9.51% | 0.10% | 0.55% | 67.6% |
| Q3 2024 | 71 | $24.8M | 9.74% | 0.11% | 0.51% | 61.4% |
| Q2 2024 | 69 | $24.5M | 9.48% | 0.11% | 0.43% | 57.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Baxter State BankBank Baxter Springs, KS | 84 out of 100, Strong | $25.2M | 19.7% | 1.11% | vs |
| The Liberty Savings Association, FSABank Fort Scott, KS | 86 out of 100, Very strong | $28.2M | 24.1% | 0.00% | vs |
| The Peoples State BankBank Cherryvale, KS | 89 out of 100, Very strong | $23.5M | 19.8% | 0.33% | vs |
| The Dickinson County BankBank Enterprise, KS | 73 out of 100, Strong | $23.4M | 13.7% | 2.09% | vs |
| National Advisors Trust CompanyBank Leawood, KS | 94 out of 100, Very strong | $21.6M | 83.7% | 0.00% | vs |
| Marquette Farmers State Bank of MarquetteBank Marquette, KS | 65 out of 100, Moderate | $33.6M | 17.5% | 5.22% | vs |
Deposit insurance
Is my money safe at The Farmers State Bank?
Yes. The Farmers State Bank is an FDIC-insured institution (FDIC certificate #15853). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 5.5% of deposits ($1.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.01% (benchmark: 10%).
1 location
Branches
The Farmers State Bank lists 1 office in 1 city. Most locations:
- Fairview, KS (1)
Identity & history
Profile
- Legal name
- The Farmers State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15853
- RSSD ID
- 652959
- Primary regulator
- FDIC
- Established
- September 14, 1929
- Headquarters
- 412 W Commercial St, Fairview, KS 66425
- Website
- www.fsbfairview.com
- Employees
- 4
Quick answers
The Farmers State Bank: common questions
Is The Farmers State Bank FDIC insured?
Yes. The Farmers State Bank is an FDIC-insured institution (FDIC certificate #15853). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Farmers State Bank's TellerScore?
75 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Farmers State Bank ever failed?
There is no failure record for FDIC certificate #15853 in the FDIC failed bank list.
How many branches does The Farmers State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Fairview
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens State Bank and Trust CompanyBank Hiawatha, KS | 95 out of 100, Very strong | $103.6M | 18.3% | 0.21% | vs |
| The State Bank of BernBank Bern, KS | 95 out of 100, Very strong | $128.2M | 17.3% | 0.00% | vs |
| F&M BankBank Falls City, NE | 83 out of 100, Strong | $135.3M | 11.6% | 0.00% | vs |
| GNBank, National AssociationBank Girard, KS | 80 out of 100, Strong | $1.1B | 11.6% | 0.13% | vs |
| United Bank & TrustBank Marysville, KS | 79 out of 100, Strong | $892.9M | 11.5% | 0.00% | vs |
| Nebraska BankBank Dodge, NE | 73 out of 100, Strong | $551.6M | 11.4% | 0.43% | vs |