Side-by-side · Q2 2026 data
The Berkshire Bank vs Cross County Savings Bank
Metric by metric
| Measure | The Berkshire Bank | Cross County Savings Bank |
|---|---|---|
| TellerScore | 55 | 56 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 0 | 26 (stronger) |
| Earnings | 41 (stronger) | 38 |
| Funding & liquidity | 65 | 71 (stronger) |
| Problem-loan coverage | 73 | 75 (stronger) |
| Peer percentile | 11th | 13th |
| Total assets | $530.0M | $525.4M |
| Deposits / shares | $397.5M | $446.5M |
| Capital ratio | 24.16% (stronger) | 12.84% |
| Problem loans | 12.68% | 2.21% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.53% (stronger) | 0.46% |
| Loans ÷ deposits | 33.9% (stronger) | 87.8% |
| Uninsured deposits | 46.3% | 16.4% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Cross County Savings Bank has the higher TellerScore (56 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Berkshire Bank leads on 4 and Cross County Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.