Side-by-side · Q2 2026 data
The Berkshire Bank vs Piermont Bank
Metric by metric
| Measure | The Berkshire Bank | Piermont Bank |
|---|---|---|
| TellerScore | 55 | 62 (stronger) |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 41 (stronger) | 0 |
| Funding & liquidity | 65 (stronger) | 27 |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 11th | 22nd |
| Total assets | $530.0M | $505.1M |
| Deposits / shares | $397.5M | $386.4M |
| Capital ratio | 24.16% (stronger) | 12.70% |
| Problem loans | 12.68% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 0.53% (stronger) | -1.96% |
| Loans ÷ deposits | 33.9% (stronger) | 83.3% |
| Uninsured deposits | 46.3% (stronger) | 63.1% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Piermont Bank has the higher TellerScore (62 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Berkshire Bank leads on 5 and Piermont Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.