Side-by-side · Q2 2026 data
The Bippus State Bank vs The Hometown Savings Bank
Metric by metric
| Measure | The Bippus State Bank | The Hometown Savings Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 55 |
| Capital cushion | 70 (stronger) | 33 |
| Loan quality | 71 | 80 (stronger) |
| Earnings | 100 (stronger) | 29 |
| Funding & liquidity | 57 | 67 (stronger) |
| Problem-loan coverage | 88 | 89 (stronger) |
| Peer percentile | 64th | 11th |
| Total assets | $458.9M | $455.7M |
| Deposits / shares | $391.9M | $406.3M |
| Capital ratio | 11.99% (stronger) | 8.29% |
| Problem loans | 0.86% | 0.59% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 2.42% (stronger) | 0.22% |
| Loans ÷ deposits | 90.1% | 71.6% (stronger) |
| Uninsured deposits | 26.5% (stronger) | 34.6% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.6% |
The Bippus State Bank has the higher TellerScore (76 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Bippus State Bank leads on 5 and The Hometown Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.