The Hometown Savings Bank is a si headquartered in Terre Haute, Indiana, in business for about 157 years. At the end of Q2 2026 it reported $455.7M in total assets and $406.3M in deposits, with 8 offices across 2 states.
Based on its Q2 2026 filing, The Hometown Savings Bank scores 55/100, which we describe as moderate. That is higher than only 11% of 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 74th. Its strongest component is problem-loan coverage (89/100; 5.6%), and its lowest is earnings (29/100; 0.22%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (49 → 55), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 50 |
| Q3 2024 | 53 |
| Q4 2024 | 51 |
| Q1 2025 | 50 |
| Q2 2025 | 49 |
| Q3 2025 | 50 |
| Q4 2025 | 53 |
| Q1 2026 | 54 |
| Q2 2026 | 55 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.37% |
| Q3 2024 | 8.36% |
| Q4 2024 | 8.16% |
| Q1 2025 | 7.87% |
| Q2 2025 | 8.04% |
| Q3 2025 | 8.14% |
| Q4 2025 | 8.21% |
| Q1 2026 | 8.24% |
| Q2 2026 | 8.29% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.66% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.78% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.60% |
| Q1 2026 | 0.58% |
| Q2 2026 | 0.59% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.10% |
| Q3 2024 | -0.11% |
| Q4 2024 | -0.15% |
| Q1 2025 | -0.22% |
| Q2 2025 | -0.14% |
| Q3 2025 | -0.06% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.22% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 55 | $455.7M | 8.29% | 0.59% | 0.22% | 71.6% |
| Q1 2026 | 54 | $461.9M | 8.24% | 0.58% | 0.15% | 70.9% |
| Q4 2025 | 53 | $457.8M | 8.21% | 0.60% | 0.02% | 73.3% |
| Q3 2025 | 50 | $458.3M | 8.14% | 0.79% | -0.06% | 70.8% |
| Q2 2025 | 49 | $478.8M | 8.04% | 0.78% | -0.14% | 65.6% |
| Q1 2025 | 50 | $470.2M | 7.87% | 0.66% | -0.22% | 64.6% |
| Q4 2024 | 51 | $471.3M | 8.16% | 0.66% | -0.15% | 65.3% |
| Q3 2024 | 53 | $464.9M | 8.36% | 0.67% | -0.11% | 65.1% |
| Q2 2024 | 50 | $471.6M | 8.37% | 0.93% | -0.10% | 64.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Alliance BankBank Francesville, IN | 88 out of 100, Very strong | $454.8M | 12.4% | 0.01% | vs |
| The Bippus State BankBank Huntington, IN | 76 out of 100, Strong | $458.9M | 12.0% | 0.86% | vs |
| Security Federal Savings BankBank Logansport, IN | 68 out of 100, Moderate | $464.4M | 11.0% | 0.31% | vs |
| Home Bank SBBank Martinsville, IN | 71 out of 100, Strong | $433.1M | 12.5% | 0.86% | vs |
| The First National Bank of MontereyBank Monterey, IN | 81 out of 100, Strong | $430.5M | 13.1% | 0.37% | vs |
| Kentland BankBank Kentland, IN | 75 out of 100, Strong | $419.4M | 12.5% | 0.56% | vs |
Deposit insurance
Is my money safe at The Hometown Savings Bank?
Yes. The Hometown Savings Bank is an FDIC-insured institution (FDIC certificate #17736). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 34.6% of deposits ($140.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.29%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.10% (benchmark: 10%).
8 locations
Branches
The Hometown Savings Bank lists 8 offices in 4 cities across 2 states. Most locations:
- Terre Haute, IN (5)
- Brazil, IN (1)
- Danville, IL (1)
- West Terre Haute, IN (1)
HMDA 2025
Mortgage lending
In 2025, The Hometown Savings Bank reported 167 home-loan applications under HMDA (LEI 549300G2EZKPVQQ0D852): 137 originated ($33,155,000 total), 16 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- The Hometown Savings Bank
- Former names
- Terre Haute Savings Bank
- Type
- SI
- FDIC certificate #
- 17736
- RSSD ID
- 697147
- Primary regulator
- FDIC
- Holding company
- Terre Haute Savings Mhc Inc
- Established
- December 1, 1869
- Headquarters
- 533 Ohio St, Terre Haute, IN 47807
- Website
- www.thsb.com
- Employees
- 101
Quick answers
The Hometown Savings Bank: common questions
Is The Hometown Savings Bank FDIC insured?
Yes. The Hometown Savings Bank is an FDIC-insured institution (FDIC certificate #17736). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Hometown Savings Bank's TellerScore?
55 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Hometown Savings Bank ever failed?
There is no failure record for FDIC certificate #17736 in the FDIC failed bank list.
How many branches does The Hometown Savings Bank have?
8 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Terre Haute
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Paris Hi-Way Credit UnionCredit union Paris, IL | 100 out of 100, Very strong | $11.3M | 15.8% | 0.00% | vs |
| CentreBankBank Veedersburg, IN | 90 out of 100, Very strong | $120.0M | 17.2% | 0.33% | vs |
| Advantageplus of Indiana Federal Credit UnionCredit union Terre Haute, IN | 87 out of 100, Very strong | $43.9M | 20.8% | 0.64% | vs |
| Indiana State University Federal Credit UnionCredit union Terre Haute, IN | 81 out of 100, Strong | $139.9M | 13.5% | 0.48% | vs |
| Western Indiana Credit UnionCredit union Sullivan, IN | 80 out of 100, Strong | $48.7M | 12.6% | 0.15% | vs |
| T H P Federal Credit UnionCredit union Terre Haute, IN | 74 out of 100, Strong | $4.0M | 24.0% | 0.12% | vs |