Side-by-side · Q2 2026 data
The Bippus State Bank vs Via Credit Union
Metric by metric
| Measure | The Bippus State Bank | Via Credit Union |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 70 | 82 (stronger) |
| Loan quality | 71 | 79 (stronger) |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 57 | 73 (stronger) |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 64th | 68th |
| Total assets | $458.9M | $604.4M |
| Deposits / shares | $391.9M | $517.8M |
| Capital ratio | 11.99% | 13.18% (stronger) |
| Problem loans | 0.86% | 0.62% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.46% |
| Return on assets | 2.42% (stronger) | 0.87% |
| Loans ÷ deposits | 90.1% | 87.4% (stronger) |
| Uninsured deposits | 26.5% | 8.4% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Bippus State Bank leads on 2 and Via Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.