Side-by-side · Q2 2026 data
The Blue Grass Valley Bank vs Martinsville First Savings Bank
Metric by metric
| Measure | The Blue Grass Valley Bank | Martinsville First Savings Bank |
|---|---|---|
| TellerScore | 61 | 80 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 60 | 78 (stronger) |
| Earnings | 41 (stronger) | 37 |
| Funding & liquidity | 96 (stronger) | 87 |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 19th | 66th |
| Total assets | $59.9M | $32.1M |
| Deposits / shares | $53.6M | $24.8M |
| Capital ratio | 9.97% | 20.46% (stronger) |
| Problem loans | 1.20% | 0.65% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 0.54% (stronger) | 0.41% |
| Loans ÷ deposits | 64.1% (stronger) | 72.9% |
| Uninsured deposits | 5.9% | 4.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Martinsville First Savings Bank has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Blue Grass Valley Bank leads on 3 and Martinsville First Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.