Side-by-side · Q2 2026 data
The Buckholts State Bank vs Belton Federal Credit Union
Metric by metric
| Measure | The Buckholts State Bank | Belton Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 99th | 10th |
| Total assets | $138.8M | $4.3M |
| Deposits / shares | $114.4M | $3.7M |
| Capital ratio | 17.62% (stronger) | 14.27% |
| Problem loans | 0.02% (stronger) | 4.41% |
| Net charge-offs | 0.00% (stronger) | 0.60% |
| Return on assets | 2.89% (stronger) | -2.29% |
| Loans ÷ deposits | 75.4% | 43.1% (stronger) |
| Uninsured deposits | 21.5% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Buckholts State Bank has the higher TellerScore (96 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The Buckholts State Bank leads on 5 and Belton Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.