Side-by-side · Q2 2026 data
The Buckholts State Bank vs First Texas Bank
Metric by metric
| Measure | The Buckholts State Bank | First Texas Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 99 (stronger) | 81 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 78 | 87 (stronger) |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 99th | 90th |
| Total assets | $138.8M | $1.3B |
| Deposits / shares | $114.4M | $1.2B |
| Capital ratio | 17.62% (stronger) | 11.25% |
| Problem loans | 0.02% (stronger) | 0.58% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 2.89% (stronger) | 1.85% |
| Loans ÷ deposits | 75.4% | 49.2% (stronger) |
| Uninsured deposits | 21.5% (stronger) | 26.6% |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.9% |
The Buckholts State Bank has the higher TellerScore (96 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Buckholts State Bank leads on 6 and First Texas Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.