Side-by-side · Q2 2026 data
The Buckholts State Bank vs Pointwest Bank
Metric by metric
| Measure | The Buckholts State Bank | Pointwest Bank |
|---|---|---|
| TellerScore | 96 (stronger) | 90 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 95th |
| Total assets | $138.8M | $137.3M |
| Deposits / shares | $114.4M | $121.8M |
| Capital ratio | 17.62% (stronger) | 12.54% |
| Problem loans | 0.02% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.89% (stronger) | 1.72% |
| Loans ÷ deposits | 75.4% | 40.1% (stronger) |
| Uninsured deposits | 21.5% | 12.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Buckholts State Bank has the higher TellerScore (96 vs 90). On the 7 directional measures above (where higher or lower is clearly better), The Buckholts State Bank leads on 4 and Pointwest Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.