Side-by-side · Q2 2026 data
The Canandaigua National Bank and Trust Company vs Arrow Bank National Association
Bank
The Canandaigua National Bank and Trust Company
Canandaigua, New York · $1 billion – $10 billion
Metric by metric
| Measure | The Canandaigua National Bank and Trust Company | Arrow Bank National Association |
|---|---|---|
| TellerScore | 60 | 66 (stronger) |
| Capital cushion | 40 | 43 (stronger) |
| Loan quality | 72 | 92 (stronger) |
| Earnings | 71 (stronger) | 64 |
| Funding & liquidity | 50 (stronger) | 49 |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 21st | 40th |
| Total assets | $5.4B | $4.5B |
| Deposits / shares | $4.6B | $3.7B |
| Capital ratio | 9.01% | 9.33% (stronger) |
| Problem loans | 0.83% | 0.24% (stronger) |
| Net charge-offs | 0.10% | 0.09% (stronger) |
| Return on assets | 1.27% (stronger) | 1.11% |
| Loans ÷ deposits | 88.9% (stronger) | 94.1% |
| Uninsured deposits | 33.8% | 30.3% (stronger) |
| Offices | 28 | 54 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 20.5% |
Arrow Bank National Association has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Canandaigua National Bank and Trust Company leads on 2 and Arrow Bank National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.